[nealmueller]

Hi there, Neal here. I authored this analysis. I like your analysis too. I suspect the Amex benefit will be a rounding error at most spend levels, but is a nice benefit. I suspect the "I do all of my emailing during my rides" is meaningful as it increases your productivity a lot or gives you time back to your friends a family a lot. You could add to your list the cost a burden of keeping a car clean. Uber forces you to not carry unnecessary things which makes your life, overall, simpler, which often leads to happiness.

[odammit]

Yes! The amex benefit equals a free days ride (ish) once a month.

Yeah the real benefit is not worry about all the worry, not dealing with all the details. Washing a car sucks. Pumping gas sucks. Changing a flat sucks.