[achievingApathy]

The same is true for anything remotely to do with credit or credit repair. There is a whole rat's nest of companies run out of the same PO Box in Minnesota that was shut down by the governor at least a few times now, but they basically have people go on and on about how these repair places worked miracles and post fake pics of "credit reports" that show these amazing 70-80 point boosts overnight. Now those sorts of jumps can happen but they are the exception, not the rule. They give shoddy credit advice to people so their scores initially go down to make them eager to sign up for a monthly recurring bill where they will basically sit on their hands and collect a check. It's revolting.

[howard941]

There's one of those that hawks bad terrible credit advice products on local PBS pledge drives, leveraging PBS's credibility to bolster her own. Same with the shady quacks peddling their snake oil. All revoltingly trading on the vulnerabilities of others.