[devonkim]

I used to have to pay several hundred dollars / mo after I had a major accident with a personal injury involved and was in my late teens / early 20s in Washington state. The policy renewals were nearly $3k each time for just myself even under my parents’ policy (I was supposed to not be insurance due to the massive claim the company ate). I’ve heard of a special insurance policy for a basically legally blind driver that gets in accidents frequently that costs $800+ / mo.

Even the most bare bones policy I could find after that dropped off my record was $140 / mo for state minimum coverage at 22.