[fspeech]

A very basic thing to do here is to pay off your high interest loan first. Her payments seemed to have gone mostly to reducing the balance of the lower interest ones. She did manage to reduce her total balance by $26000 and that could have been used to eliminate the $24000 high interest loan (which would actually result in higher balance reduction overall as well since less money would have gone to paying interests). Is there some structural thing preventing her from paying off the high interest balance first or was she simply not aware of a better way?

[lacker]

Based on the screenshot, it seems like autopay was set up on the lower-interest loans but not on the highest-interest loan. It's hard to say for sure but it does seem possible that she missed the impact of this.