[angersock]

> Ultimately people should be taught to take responsibility and not that ignorance pays off.

You mean like the people who keep lending money to students who aren't going to be able able to pay it back?

[paulddraper]

Absolutely. Both lenders and borrowers shouldn't be able to bailed out.

(Somehow -- through mechanisms that are still beyond me -- this is exactly what happened in 2008. Absurd.)

[oligopoly]

No one said democrat policies were responsible.

Seriously though it's obviously by design. Ever wondered why they don't teach financial responsibility in school? Give people incentive to work as much as they can to keep economy rolling. Capitalism at it's finest.