[digianarchist]

The reason I am reluctant to go self-employed in Canada is the idea of covering all of my dental fees and pharmacare.

I wouldn't have a second thought of doing this in the UK because that is subsidised/covered.

[flamtap]

Yeah, that definitely has to be factored into the salary. I choose to pay for an individual insurance plan for these things, including disability insurance which should be accounted for as well.

I don't have any dependents, but that would certainly change things as well.