[mod]

Death is the worst case scenario in both situations; it has no bearing on making a decision here. It's also exceedingly unlikely.

The worst case scenario that is likely is, as said, making less money, possibly being unable to re-enter the tech field (though I consider that too unlikely to consider as well).

There's no obvious major downside to trying the ski instructor gig. I'd go for it if I thought I wanted it.

[wilsonnb]

I don't see why death should have no bearing on the decision if the risk of death in each situation is different.