Its not a matter if its serious to me. If i see quarter on the street I pick it up because money is money.
Unfortunately all those money-wire services are registered in UK and UK has the most strict KYC rules I think ever existed in free commerce. If you start sending bigger amounts they will shut you down, no matter how much due diligence you provide they just scared of repercussions, just in case.
But no, if I were putting such a big amount of money in their hands at once I would certainly do more research and look for better safeguarding.