I've enjoyed your posts in this thread but I have a question. How are the projects you allude to fundamentally different than PayPal, iPay, GooglePay, Venmo or just strait up Visa or MC?
Crypto-currency is different in the sense that it is decentralized. Paypal and other payment systems can and do freeze people's balances at will. Many countries have features disabled. Some countries are flat out discluded.
At the end of the day, there is no button that can be pressed to remove your access to the system.
At the end of the day, there is no button that can be pressed to remove your access to the system.