[JibJabLab]

I really don't understand that. There's so many places across the U.S. where that's very decent money. Anyone who says otherwise is living in some kind of bubble. Exceptions would be if you're living in cities.

[mmt]

According to https://data.worldbank.org/indicator/SP.URB.TOTL.IN.ZS 82% of the US population lives in cities, and even over 50% of the world population now does, so I think your "exceptions" is a bit ironic at best.

[sesutton]

No need to exclude most cities that aren't NYC or SF.