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by ryanobjc 2970 days ago
So here's the thing, yes your percentage might be higher. But what's left over is in absolute terms huge. For example, if you have an extra $3000 a month after paying for housing, that's pretty powerful even if you are paying 40% for housing. Sure in a different place you might be at 30% but your post-pay is like $1000. So net wise you're 3x better even with a "worse" rent percentage.