[asdffdsa321]

Yeah, seems like wealth is generally created over generations, rather than lifetimes (common case might be something like: 0 - 1 your grandparents immigrate and work hard to survive, 1-10 your parents work hard to go from subsistence to middle class, 10 - 100 you have enough safety net to take risks/follow passions/start successful bussinesses). Of course there's always exceptions.