[maxerickson]

If you use insurance they are less willing to negotiate.

(but you are getting the negotiated price anyway; the paranoid part of my brain thinks they run a scam here by recoding bills that come after the deductible has been met, which is a different sort of negotiation than agreeing on prices for services)

[gm-conspiracy]

The urgent care clinic near me will charge $200 for a visit if you show insurance.

If you claim to not have insurance, the same visit is $80.

[kalleboo]

I wonder what the result would be of the US government requiring all hospitals to have a public, fixed, non-negotiable price list the same for all insured and uninsured.