[Coffeewine]

> “I decided to decline treatment because I can’t really afford any surprise bills right now,” she said. “The bill I’d probably incur would not be worth saving my ear, which was sad but a choice I had to make.”

She felt that losing her ear was a possible outcome of the accident, which certainly seems like an emergency.

More broadly, it can be difficult for a layman to determine what warrants emergency care vs what doesn't.