[corbin]

The credit card payment gateway we use has an AVS that proved to miss a sizable amount of fraud, and also identify some legitimate transactions as fraudulent.

We ended up disabling the AVS system and implementing our own internal system which has been nearly perfect - but we still lose a number of legitimate customers who are unable to pass the automated verification.

[jimktrains2]

Avs was never meant to be an end all be all for fraud. Also, if you don't send address data you're getting worse rates.