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>>Like many other aspiring early retirees, Daniel also made lucky investments in cryptocurrency. “The crypto lottery forwarded my timetable by five, ten years.”

He also got very lucky.

Assuming no cryptocurrency optionality, even if it took him up to 25 years to diligently save and invest, ceteris paribus he would still be able to retire around age 50. The only catch is that family formation can be quite expensive unless you get extremely lucky and find a life-long partner who shares the same frugal mentality.

Finding said partner is much, much harder than it sounds.