[jronsomers]

That is awesome and you are able to buy a house like that, especially a brand new build (to your liking). However, I want to mention it seems you are in the right place at the right time. Your case is an outlier in my opinion and I'm happy you are taking advantage of it. Especially considering that it is in a great school zone. I just felt that this isn't normal, even for the Midwest (which is where i can only imagine you are).

That is a neat 'home warranty' thing you have though. I've never seen that before. Whenever I own a home, that sounds enticing to have.

[scarface74]

As far as being an outlier, it's not that our case is just an outlier, so is our house. We had to move further out into the suburbs to get that price. It's not a bad commute.

I'm not endorsing this particular provider. It's just the first one that comes up when you Google "Home Warranty"

https://www.ahs.com/home-warranty/

Average price is around $850.

https://www.homeadvisor.com/cost/inspectors-and-appraisers/p...

When I was a landlord and owned three rental properties they were worth every penny.

Let me emphasize that buying one is statistically not a good deal and it usually makes more sense just to "self insure" and save for repairs. But it is more of a convenience thing.