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by thesimon 2981 days ago
HBCI is mostly a German standard though. It is a huge PITA to work with as well, clearly showing its age.

The most promising thing seems to be the API standard developed by the "Berlin Group" https://www.berlin-group.org/psd2-access-to-bank-accounts with quite a lot of banks being a member.

I quite liked the bunq API to work with (https://doc.bunq.com), but I wasn't really happy with their 7.99€/month pricing. In the past they also required a fixed IP, which wasn't really great for hobby projects.

A decent wrapper around multiple bank APIs seems to be figo (http://docs.figo.io/v3/index.html), the API looks good but I'm not sure about the pricing.
1 comments
lima 2981 days ago
It's a PITA, but it works and it's a universal standard (in Germany, that is).

I'll take that over a proprietary API or an untrusted 3rd party wrapper.

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