[tibu]

You can get used to it quite quickly and it is really useful. By adding your expenses right after the purchase you're all the time up-to-date with your budget. You know where you're with your plans, whether they need any modifications or not. I restarted using YNAB this January after a 2 years long pause and now I have again money at the end of the month. :>

[FuckOffNeemo]

I've been using YNAB for years too, similar experiences, until I consistently manually added the transactions I found my accounts got worse and worse during reconcilable and my budget forecasts were ruined consequently.

Now I'm checking the accounts almost daily when adding purchases manually, it's been consistently accurate for months.

[iabdulin]

Another option is to just collect receipts and enter them in batch. That's what I personally prefer.