[kafquaesque]

True. The barrier here is then convincing the bank to give you the construction loan. The big construction companies (in some states in the US) move through homes so quickly and have found ways to reduce the amount of material used in certain parts of the build. They don’t necessarily provide a better home than you could build yourself. If you have recourse against them due to poor workmanship then that sounds like a good option. Most people don’t have the desire and/or network to become their own general contractor (it’s definitely not impossible though). What would you be using the real-estate attorney for?

[oldmancoyote]

Owner-built homes rarely use banks. My experience has been the way to go is a mortgage broker who can get you private money. It's more expensive than banks, but it works.

[sjg007]

Enforcement of the building contract and also what to put in the contract. You will find that despite the written agreement, the builder or sub will usually cut some corners.