[Cookiesaurusbex]

If your debit cards info gets stolen, they take YOUR money and the bank may not necessarily be in as much of a hurry to get it bank. In the mean time, you have no cash, maybe for days or weeks.

If your credit card info gets stolen, the thief had access to credit card company money, not yours, and you still have access to all your cash as long as you personally can refuse to pay for fradulent charges. It is the banking institutions money they have stolen access to, and the CC company has incentive to shut down the fraud ASAP.

It's not about the morality of supporting credit card companies or controlling spending impulses, it's about whose money the thieves have access to and wither or not you have the ability to pay rent 2 days after your card gets stolen.

[kelnos]

I think you're replying to the wrong person here. I absolutely agree with you on this point, and at any rate wasn't at all talking about personal liability when using a debit/bank card vs. a credit card. I was in fact replying to a poster who doesn't use credit cards because they don't like how the CC system is run, which I thought was odd, since the banking system overall is rife with sketchy practices. In other words, if they don't like CCs, then they shouldn't like debit/bank cards either.