[simonebrunozzi]

Truth is, the list is very personal.

For me (formerly well-paid executive at IT companies in the US, originally from Italy), #2 (plus, some reserve money) was absolutely necessary to convince myself to leave my last job and start a company, last year.

[laythea]

It seems that you were fortunate that the burden of your decision was light, but this would not be the case, generally I would have thought.