[jandrese]

Inter-bank (wire) transfers aren't that hard. You just need to ask your bank to do it. Sometimes you have to come in person to do it, sometimes a faxed signature is all you need. I've always been slightly nervous about how easy it is in fact, since anybody can forge a signature and send a fax.

The big caveat is that the Fed likes to sit on the transfer for a day or two, or sometimes more. Very annoying if you are on a deadline for the money.