[JAFTEM]

IME growing up on the poverty line and now working as a dev and living comfortably, I get serious guilt trips whenever I spend money I don't need to spend.

[thaumasiotes]

Perhaps this could help explain why you grew up poor and are now living comfortably, while other people grew up poor and are still poor.

[itronitron]

Having the valuable experience of earning a salary of 15K after graduating from college I very quickly learned to translate any expense into number of hours worked.