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by closeparen 2999 days ago
A Blockchain is much worse than a credit reporting agency. Instead of one entity having your records, everyone does!
1 comments

Yes. Storing financial records themselves on the blockchain would be pure insanity.

But I’m imagining a distributed reputation rating scheme. There’d have to be some PageRank-analogous feature (I think that’s how PageRank works), so that a high rating from an entity with a high rating is worth more.

Still plenty of issues to remedy... spam, sock puppets, etc. But I’d bet that a distributed credit rating system could be built.