[bsder]

> b) SW Tech company solution is quick instant insurance signup with government or charity guarantee for some percentage of bill. The rest of the bill is dumped into CoveredCA or something else. And the patient is enrolled for 1 year after the fact and must pay premiums. ? There are probably better solutions.

CoveredCA kinda sorta does this already where if you get pulled into the system via a catastrophic diagnosis they will kick in and help spread the cost. However, I think that the hospital still winds up eating some chunk of the cost as well. The problem is that a doctor has to kick the process off and none of the doctors associated with the hospitals were going to do this.