[defertoreptar]

You're missing a glaringly obvious difference. In the west, your credit isn't used by the government to influence your political affiliation so directly.

[anontoday0406]

I remember hearing that if you are applying for a government job with a security clearance, then your finances and credit-worthiness is factor.

[defertoreptar]

I'm referring to the Chinese government's ability to use this social credit system as a way to suppress those who would speak against the government.