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by dalbasal
2993 days ago
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We in "the west" or whatnot need to watch out for the corporate equivalents of this, including credit scores, particularly coming from the financial sectors. There's just a lot of opportunities these days, with all the data floating around and our increasing ability to calculate probabilities of arbitrary things about people from large enough datasets. One side of this is disadvantage. Credit scores are an attempt to rank people by probability of default. A modern version of a credit scores would be even more black box. There are serious problems of fairness with this. You can probably calculate some usable credit score based on where you were born and to who. Another side of such scores is the punitive side. This will affect your credit score, so stay inline. Essentially it's a lightweight proprietary justice system. Insurance generally works in a similar way. Rental markets can too, and agents will aggregate blacklists which can then be used punitively. Policing is now using a lot more statistical techniques. Employers would probably like a commercial version of the systems police use. Treating people as statistical objects in this way... Its dehumanising, it's discriminatory and it isn't rule of law. |
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