[viraptor]

The private system, even as bad as it is now, has to reasonably correlate with credit risk to some degree, otherwise companies wouldn't use it (or would use the competitor). A single, gov-enforced system has no limits like that. If they want to give you fewer points because you're not aligned enough with the party line, you get fewer points, and you're more marginalised now. There are no big customers to say "don't want to use this, it doesn't provide me any benefits", because those companies want to be able to continue operating. (Before anyone mentions it: Yes, I know that at the moment only well defined and documented cases are counted. It's not like China would change the rules to, for example, lower the score for liking Falun Gong or other ideas, right?...)