[aspir]

I agree. Sometimes being miserly just isn't worth it. It's a good way to alienate people if done poorly. It also begs the question of "What are you saving up for in particular?" If it's for a house payment or a large long term goal or to keep a balanced budget that's one thing; but if it's to simply save for saving's sake alone without an objective, it can become oppressive. It did for me, that is.