[AnthonyMouse]

> absent any legal requirements (which bars and casinos may have), isn't it better from a business perspective to get some money off them before they go bankrupt?

Not necessarily.

Suppose your customer has $500/month in disposable income. Then you want $500/month from them. $1000/month is bad. It means they're borrowing money, and every dollar they borrow they not only have to pay back, they have to pay interest on -- at the crazy high rates that people with bad self control have to pay. All of which comes out of the $500/month you could have had from them going forward.