[fcolas]

LHV is for the merchant account, it's needed for EveryPay.

Their price structure is not fully pay as you go:

- there're no setup fees; but

- there's a fixed monthly fee—a so called terminal fee of 20EUR; and

- then there're the transaction fees—about 2.2% which is much less (!) competitive than Stripe's fees in the EU—1.4%.

Although I like what I've seen so far, as an app-developer, the fixed monthly fee wasn't acceptable. Plus, interaction with LHV was kind of painful (in this particular case, english was an issue).

[martkaru]

True, but EveryPay has 1 day settlement, instead of Stripe's 7 day settlement in the EU area, if that matters.

[fcolas]

Ok

And back to LHV, I've seen the PayPal account verification deposit (two payments of a few cents made to one's account) appear extremely fast on the account—I think it was less than one hour.