We are not Equifaxes customers. We are Panera Bread's customers. There is some risk if you directly expose the customers. There is less risk if you lose a third parties data.
Just from speaking to my friends who are not tech people and regular Panera Bread customers. They don't care. Sorry for using this language but as a direct quote one of them said "dude who gives a shit, everyone is leaking shit these days."