[ThrustVectoring]

No you won't. Bankruptcy is a thing. You have a put option to pay for medical care at the price of "all your non-creditor-protected assets". If you're in a reasonable place like Texas and you're maxing out IRA/401k and paying down your mortgage on your primary residence, you're going to be fine financially as long as you can either work or have good disability insurance.

[fwdpropaganda]

Oh, so you just go bankrupt. That's a good system then.