[leetcrew]

I do have sympathy for people who work hard their whole lives and never make enough money to build decent savings for retirement. There should be help for these people.

On the other hand, I have very little sympathy for people who are paid well but don't plan wisely. How can you not understand that you need to save money? It takes all of a couple hours to understand the basics of a 401(k) or traditional/Roth IRA, and you don't have to set it up perfectly to have an effective savings plan. I greatly resent the idea that my productivity should be siphoned off to protect the latter group from the consequences of their actions.