[mizay7]

Fear of uncertainty makes sense and something I haven't thought about too much in this project. Sad that the modern net has created such a 'gotchya' impression. I would think that this comes from everyone promising free but actually desperately looking for revenue somewhere.

I feel like this is solvable with smart policies and good institutional culture. One thought that I had was that a user commits to depositing say $2 to use for micro payments for the month, but doesn't actually get charged until the end of the month. This delays the pain point of spending money (thereby reducing it) but also may minimize the sensation of risks.