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by tptacek 3006 days ago
I'm sorry you feel that way, but that's simply not what happened. I cofounded a company that provided insurance to ~40 full-time employees (and provided insurance before the ACA was passed), and the costs you're seeing today are in line with where costs were outside the ACA and prior to the ACA.

No matter what you think about prices, though, the most important thing the ACA did was create a nationwide requirement for guaranteed-issue insurance. However expensive you think insurance is, it's more expensive to be flatly and irrevocably restricted from buying your own insurance at all, which was the status quo ante of the ACA.

1 comments

It isn't what I think about prices, it is the facts, ACA exchanges up 34% YoY. https://www.cnbc.com/2017/10/25/most-popular-obamacare-plans...
Nobody upthread of you is arguing that health insurance prices did not go up after the implementation of the ACA. The argument is that the rate of increase has decreased. I don't know if this is true, and don't have data to argue one way or another, but you and the other people in this thread are arguing about different numbers.
>ACA exchanges up 34% YoY

Stating "YoY" gives the false impression that this is the average increase over some number of years. However, this was simply the projection for 2018 and the article provides the reason:

"The price increases are fuelled by market uncertainty and the elimination of key federal payments to insurers."

> The price increases are fueled by market uncertainty and the elimination of key federal payments to insurers.

https://www.cnbc.com/2017/10/17/decision-to-kill-obamacare-p...

That price increase was engineered by the GOP by cutting the payments from the budget followed by the Trump Administration's "finding" that they had no authority to spend the money.

I genuinely hope your posts are just virtue signaling created by a desire to appear as one of the faithful.