[F2]

"however they may have been able to do a sharp swerve."

As someone that enjoys racing cars and other types of high performance driving I feel like I can pretty confidently say this isn't even remotely a realistic statement.

You're grossly overestimating human response times. Even if we're ignoring response time and imagining the driver instantly turning the steering wheel, large SUVs like the XC90 simply can't generate the lateral acceleration required to move the vehicle clear of the pedestrian in the time and space shown in that video.

[ScottBurson]

But as many people have pointed out, what the camera captured is not what the human eye would have seen. The eye has much better dynamic range; an alert driver would have had more time than what we can see on the video.

[alva]

I accept this is almost certainly the case.