[genericthrow]

"The problem with Poles is they don't want to save," Borowski says.

In 2001 so called 'Belka's Tax' was imposed, which is annulling the capital gains tax (19% or something). This makes any placing to actually lose money (even more if you count inflation in). So saving money in sock's drawer is out of question because of inflation, in banks it's even worse, that's been going on for 17 years. How we're suppose to save then?

[foobar2020]

It's 19% of the capital gains, not of the invested money. The parent comment makes it seem like the tax is absurd. Here's a list of countries that implement this tax, including Poland:

https://en.wikipedia.org/wiki/Capital_gains_tax

You _can_ save and invest in Poland.

[genericthrow]

Right, I might phrased it imprecisely. Anyway let me show you screenshot from my bank taken today (sorry it's for some reason only in polish): https://imgur.com/a/ISthS

so putting 10k PLN (2k EUR) for 24 months in, you'll gain 50 EUR and small text at the bottom says it's BEFORE taxation! Average gross wage depends on region, but it's around 1k EUR per month. I cannot find median, values but it's much lower, most people here don't have two cents to rub together not to mention to put twice the average salary for 24 months to get 50 EUR

[jwilk]

How come a bank is worse than a socks drawer?

[mr_spothawk]

deflationary bitcoin is everybody's pension fund! /s(?)