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Note to fellow HN readers in the U.S.: Please ensure that you have at least some basic health insurance even if you are self-employed or unemployed or you do not have access to health insurance through your employer. You should be able to find a relatively cheap policy if you are single and elect a high deductible. While the likelihood of a major medical illness is relatively low for healthy, young individuals, you never know when medical catastrophe can strike. I know couple of young individuals who were tragically diagnosed with cancer and did not have health insurance. You do not want to find yourself in such a position. Thank goodness Congress enacted health reform earlier this year. While the bill is not perfect, I personally am pleased that it includes a health insurance mandate.