[mkirklions]

Thank you for the detail.

>You can manage credentialing, tokens, authentication and authorization, someone else can manage it for you, you may oAuth with a platform that you're building on top of etc.

Is there a Stripe of passwords/credentials?

Or something I can google to understand how to get started?

[leesalminen]

If you’re on a LAMP stack, I assume you’ll use a PHP framework? If so, they will have libraries available that can handle auth for you. Laravel is the big php framework these days. Lots of libraries and tutorials available.

On the payment side of things, Stripe isn’t the only option available. The pro is that it has the fastest Onboarding workflow and a super slick api. The con is that you pay for it.

If you are margin conscious or your business revolves primarily around payments you can do better.

If that is the case for you, build with stripe through MVP stage but keep in mind you may want to swap out one day while building.

I’ve seen some niche businesses save 1% over stripe. That doesn’t apply to everyone but is frequently overlooked.

[mkirklions]

Thank you for the rec on Stripe. I know the 3% fee is crazy and I havent taken the time to look for another solution.

My goal is to get mostly wire transfers. But I think you are right about the inevitability of getting something cheaper.

Thanks for the php tip for laravel, Ive heard of it and was part of my original plan. Oh boy, back into php :P