[diakritikal]

Given that stellar/lumen is a fork of ripple/xrp, and ripple/xrp seem to have a massive head start with what 100+? bank and payment providers already on board - are stellar/lumen not just competing head to head with Ripple with essentially the same technology but with a handicap of being behind in terms of development and not having an in-use production network and settlement solution?

[bpicolo]

My understanding is that no banks are on board for the XRP bit of Ripple yet, but instead Ripple's non-xrp tech https://ripple.com/solutions/process-payments/

[arianvanp]

Is the current code still a fork? I thought stellar switched to their own thing quite early alreaxy

[nullstyle]

Yeah, it hasn't been a fork for a long time. Disclosure: I work for stellar and took part in the big rewrite.