[TheWrongGuy]

That's all fine, and you're right: Sam Walton was talented and it was a smart investment. You've interpreted my "average hard-working chump" to mean "not a talented businessman" which is not what I meant. I just think that if you got a bunch of money from your father in law and were part of prestigious society that needs to be part of the story. If it's omitted, I have to think that the author is intentionally pushing an alternate but equally-inaccurate view of how success happens.