[mrlyc]

I've done better with my home investment than I have with my managed investment funds. I bought my flat in 1994 for $107,000 and it's now worth $715,000 after Melbourne had the same rise in house prices as San Francisco.

Two problems, though. (1) The money is locked up. I can't take a couple of bricks down to the travel agent and exchange them for tickets. (2) I am locked up. Google wants me to work for them but are quite insistent that I move to California. I guess remote work can only go so far.

[jjeaff]

Some people do better in the lottery than their managed investments too.

[tonfa]

And that's less than the return of the s&p in the same period (~880k).

[jjeaff]

Well, I assume you are calculating as if you paid all cash for the house. With a mortgage, you leverage quite a bit. Most would never be able to leverage that much to invest in the stock market.

[throwaway30yo]

You could get a HELOC?

[toasterlovin]

Home equity line of credit.