[knoke]

I'd love to understand what you expect to find (given that you might have some special insight into credit scoring). I'd guess that the "algorithm" could be an embarrassingly simple sum of thumbs up/down for a handful of items. Like: If a person lives in a thumbsup/thumbsdown/nothumbs neighborhood etc.

[vavoida]

wrt algo - afaik the biggest credit rating agency in Germany is "just" using a logistic regression. details will follow.

[knoke]

that is interesting! I'm very curious about the more :)

[vavoida]

http://openschufa.de will be place for updates will take a couple of weeks, project will run for months to come