[thesehands]

I use Monzo, I can see what I spent where, and eacd 'where' is part of a broader category so I can see what is being spent by category. It is the ui that banking has needed for a long time.

It must be relatively easy to only operate the liabilities side of banking, its the assets (loans) side I would expect to be the most difficult path to navigate for new banks.

Nothing on the Monzo roadmap re loans: https://trello.com/b/9tcaMB4w/monzo-transparent-product-road...

[dijit]

I used to work with the head of engineering at Monzo, smart guy.

I know he pushes a lot of their tertiary code open source.