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by 2trill2spill 3042 days ago
That's why you use a credit card for purchases and pay off that balance immediately with your checking account. US citizens are generally not liable for identity theft or fraud on their credit card[1]. This should keep your checking account safe. With current interest rates no one should have a savings account.

[1]: https://www.creditcards.com/credit-card-news/zero-liability-...