[drawkbox]

People should always have multiple accounts and the ones you use for online, including bank accounts and credit cards, should be limited and watched closely.

Only money needed for the next month's transactions should be in there, all other money should be moved to other accounts and investments.

Blows my mind when I hear about people with huge amounts in one single account, or these people doing big > $10k wire transfers. Better to do small chunks and limit exposure on your online accessible accounts to third party services.

Spread risk and money across accounts, banks, investment companies etc. Never have one of any sort that has your whole life in it.

Same goes with crypto, some in exchanges, some in hardware wallets, some in software wallets across multiple services.

[oarsinsync]

100% agreed.

You're still not at fault if you don't do this, and have suffered as a result of this issue. You could have mitigated the impact to yourself by changing your flow / increasing the cost to yourself, but you're still not at fault if you didn't.