Plaid co-founder here. We don't resell data. In the case of Coinbase, they're setting up ACH transfers (see Auth on our products page), to avoid the 3-5 day delay in connecting a bank account for ACH.
There must be some confusion on my part, because I consider this product (https://plaid.com/products/income/) as selling the income data, I'm guessing it's unrelated to Coinbase.
In any case, are you able to unequivocally state that you do not collect this data for coinbase users, even if it's not for reselling? I know you might have good intentions, but there's no telling where that data will end up once it's collected (past the point of your 'exit' event).
Our Income product is distinct from Auth, and not used by Coinbase. The only way for a consumer's Income data to be collected, analyzed, and sent is when the consumer directly permissions an application to receive it.
Let's say you're applying for a loan via a lender that's a Plaid customer and you want to verify your income. In that case, you'd have to link your bank account with that lender (via Plaid), giving that lender permission to collect data about your Income. There's no way for that lender to get your income (or any other) data from Plaid without you explicitly connecting your account.
There must be some confusion on my part, because I consider this product (https://plaid.com/products/income/) as selling the income data, I'm guessing it's unrelated to Coinbase.
In any case, are you able to unequivocally state that you do not collect this data for coinbase users, even if it's not for reselling? I know you might have good intentions, but there's no telling where that data will end up once it's collected (past the point of your 'exit' event).