[thesehands]

No mention of the time delay between accepting funds and withdrawing the funds. How would a merchant refund the customer in fiat or crypto?

[sethgecko]

They are also working on Lightning Network integration.

https://www.youtube.com/watch?v=UtXe-wQyrWw&feature=youtu.be

[haakon]

Lightning Ramp isn't a Coinbase project, it just integrates with them.

[paulie_a]

Does lightening address coinbases incredibly long and arbitrary delays in deposits to an actual bank account?

[wereHamster]

No, lightning (not lightening, btw) addresses the relatively long delays in confirming transactions. Merchants who are unwilling to accept unconfirmed transactions must wait tens of minutes (depending on risk they want to accept). With lightning it's as fast as you can transmit packets through the internet (order of milliseconds).